In the world of investing, stock buybacks often spark curiosity and debate. But what exactly is a buyback, and why do companies choose this route? More importantly, how does it impact you as an investor when it comes to taxes? In this first episode of our Stock Market Decoded series, we’ll explore what stock buybacks […]

The Reserve Bank of India (RBI) has just announced a 20-day window for the premature redemption of Sovereign Gold Bonds (SGBs). This limited-time opportunity enables eligible bondholders to redeem their SGBs before maturity, providing flexibility for those who may require liquidity or wish to take advantage of current gold prices. In this blog, we’ll explore: […]

In today’s world, critical illnesses such as cancer, heart disease, and renal disease are on the rise, affecting more lives than ever before. While health insurance plays a crucial role in covering medical expenses, it might not be enough to safeguard you against the financial burdens that come with severe health conditions. This is where […]

Welcome back to our Insurance Analyser Series! In this episode, we’re diving deep into the world of Term Life Insurance Riders. If you’re exploring term plans, you know there’s no shortage of riders and customizations. But with so many options, how do you decide which ones are right for you? Imagine being able to tailor […]

Planning for retirement can feel overwhelming, but the National Pension Scheme (NPS) makes it simpler and more rewarding. This essential retirement product is designed to help you build a substantial pension fund, ensuring financial security in your golden years. The NPS stands out for its flexibility, tax benefits, and disciplined approach to saving. Whether you’re […]

Life insurance products come in many variations, each catering to different needs and goals. Term Life Insurance stands out as a fundamental protection product, offering essential coverage for life’s uncertainties. In this comprehensive guide, we delve into the intricacies of Term Plans, what they are, why you need them, and how to choose the right […]

Welcome to another edition of Taxation Simplified! As tax filing season approaches, investors must understand how their gains across various asset classes will be taxed. Whether you’re dealing with equity, debt, mutual funds, gold bonds, real estate, or specialized instruments like REITs and InvITs, each asset class has unique tax implications that can significantly impact […]

In today’s corporate world, many employees are offered a comforting safety net: a corporate health insurance plan. With a coverage limit of ₹5 lakh from your employer, you might wonder, “Is personal health insurance really necessary?” It’s a valid question, especially when your job seemingly provides ample protection against medical emergencies. However, delving deeper into […]

Welcome to the first instalment of our “Taxation Simplified” series, where we break down the complexities of tax filing to help you make informed financial decisions. As the tax filing season for FY24 approaches, taxpayers are once again faced with a critical choice: should you stick with the old tax regime or switch to the […]

Health insurance portability is a valuable feature that allows individuals to switch between health insurance providers or policies without losing their accrued benefits. In this article, we’ll explore health insurance portability, its associated benefits and considerations, and when and how to use it. What is Health Insurance Portability? Imagine purchasing a health insurance policy only […]