Have you ever wondered about investment opportunities beyond stocks and bonds? Infrastructure Investment Trusts, commonly known as InvITs, provide an alternative investment avenue with regular dividend yield and diversification benefits. In this article, we’ll explore InvITs, their lifecycle journey, benefits, shortcomings, and tax implications. What are InvITs? Infrastructure Investment Trusts (InvITs) are like mutual funds […]

Real Estate Investment Trusts (REITs) offer investors a unique opportunity to participate in the real estate market without directly owning properties. Similar to mutual funds, REITs pool funds from multiple investors to invest in income-generating real estate assets. This makes real estate accessible at lower entry costs and gives way for easy redemption. This article […]

The Mutual Fund Factsheet houses crucial details about the scheme, encompassing its objectives, portfolio, risks, returns, & more. In this blog, we delve into the key indicators in the MF Factsheet that shed insights into debt and related mutual fund schemes. The Mutual Fund Factsheet includes quantitative parameters that provide statistical insights into a mutual […]

Tax Loss Harvesting is a strategic approach to set off capital gains earned on stocks & equity mutual funds with capital losses. This ultimately reduces your tax outgo! The strategy involves selling investments with unrealised losses to offset capital gains realised during the financial year. Let’s see the math behind Tax Loss Harvesting! Assume Rahul […]

Goal-based investing involves aligning your investment strategy with predefined goals, such as tax saving, children’s education or retirement planning. In this blog, we delve into how mutual funds can help you achieve your financial goals. What are Goal-based Mutual Funds? Some mutual fund schemes are designed to meet specific financial goals like tax saving, children’s […]

Portfolio Management Services (PMS) are emerging as a distinguished avenue for high-networth individuals (HNIs) looking for customised investment solutions. In this blog, we delve into PMS, their investment philosophy, and things to keep in mind while investing in PMS products. What are Portfolio Management Services? PMS are professional investment advisory services, with a minimum ticket […]

Different types of mutual funds offer an array of investment opportunities catering to diverse financial goals and risk appetites. In this blog, we delve into what are Sectoral Funds and the advantages & risks of investing in them. What are Sectoral/ Thematic Funds? They are a type of equity mutual funds that focus on companies […]

The Indian investment landscape brings forth opportunities for various investor categories with diverse risk appetites & financial goals. Here’s a blog that delves into alternative investment avenues for High-Net-Worth Individuals (HNIs). Portfolio Management Services (PMS) PMS offer tailored professional services to manage portfolios aimed to achieve specific investment goals. SEBI-registered portfolio managers can offer the […]

In the ever-evolving financial landscape, New Fund Offerings (NFOs) bring forth new investment opportunities. In this blog, we delve into why Asset Management Companies (AMCs) introduce new funds & the difference between new & existing mutual fund schemes. What are New Fund Offerings & their different types? NFOs are new mutual fund schemes launched by […]

The Mutual Fund Factsheet houses crucial details about the scheme, encompassing its objectives, portfolio, risks, returns, & more. In this blog, we delve into the key indicators in the MF Factsheet that shed insights on equity and related MF schemes. The Mutual Fund Factsheet includes quantitative parameters that provide statistical insights into a mutual fund’s […]

Mutual Funds (MFs) help unlock the potential for diverse asset exposure, like Equity. But, amidst 100s of Equity schemes, how do you make investment decisions? In this blog, we delve into the nuances of equity mutual funds, like the various types and suitability for different investor risk profiles. What are Equity Mutual Funds? These funds […]

In the dynamic realm of investments, Initial Public Offerings (IPOs) provide a gateway to invest in equities. However, it is important not to get carried away in the frenzy. In this blog, we delve into key things you should watch out for while investing in IPOs and a comprehensive checklist that can help you make […]

In the ever-evolving investment landscape, gold has gained prominence as an asset class for diversification. Also, as seen in history, individuals often seek solace in gold during periods of worldwide upheaval or global crises. In this blog, we delve into the importance of diversifying your investments in gold and the various options available to invest […]

Charles Dickens once said, “There is nothing so strong or safe in an emergency of life as the simple truth.” So, how do you build a safety net for unexpected turns in life? In this blog, we break down what is an emergency corpus, why it’s essential, how to set it aside, and why you […]

In the recent past, the US Fed has embarked on a significant interest rate hike cycle, which is among the most substantial we’ve witnessed in the past 35 years. While this development has raised eyebrows, the Fed has also made it clear that interest rates will remain elevated for an extended period. In this blog […]

In India, credit scores are gaining significant prominence for tracking financial health. However, many people still do not pay enough attention towards it. In this blog, let’s understand what is a credit score, its importance, the various parameters considered in its calculation and how you can improve your credit score. What is a Credit Score? […]

Traditionally, ELSS funds were actively managed by fund managers. However, with the growing interest in Index Funds, Asset Management Companies (AMCs) are now launching Passive ELSS Funds to provide a cost-effective alternative to investors. In this blog post, we’ll delve into what ELSS index funds are and explore why passive funds are becoming increasingly popular […]

Introduction In the realm of taxation in India, Section 80C stands as a well-known avenue for individuals to save on their tax liabilities through eligible investments under the old tax regime. It allows you to reduce your taxable income by investing in specific financial instruments. One of the key attractions of Section 80C is that […]

Jio Financial Services (JFSL), a company that demerged from Reliance Industries, made its debut on the stock exchanges this week. For those who received JFSL shares following the demerger, understanding how to calculate their capital gain liability upon selling these shares is crucial. This guide aims to break down the process in a clear and […]

Introduction In a world that is constantly evolving, where every child’s dreams deserve to flourish, the Sukanya Samriddhi Yojana (SSY) is as a beacon of hope. Born out of the Government’s Beti Bachao, Beti Padhao campaign, this scheme stands as a pillar in the journey of securing a girl child’s future. But what exactly is […]

Gold, renowned for its reliability as an asset class, delivered impressive double-digit returns in 2022. As investors seek opportunities to diversify their portfolios, they often turn to this precious metal. Have you ever considered Sovereign Gold Bonds (SGBs) as an alternative to physical gold? Not only do SGBs offer the potential for gold returns, but […]

Planning for retirement can be a daunting task. This is why there are retirement-focused investment products that enable you to financially secure your future! One such product is the National Pension Scheme (NPS). In this article, we will discuss the key features of NPS and why it is considered a useful tool to save for […]

If you’re looking for a way to invest in the stock market without having to pick individual stocks, equity mutual funds could be a great option. However, with so many different funds available, it can be difficult to know where to start. In this guide, we’ll take a closer look at the various types of […]

As per the new Finance Bill, it seems that Taxation rules for Mutual Funds might be changing in the near future. It seems that starting 1st April 2023, gains on Debt Mutual Funds might no longer receive a long term benefit with indexation, and they’ll be taxe as per one’s income tax slab rate. If […]

At MProfit, we get many queries from customers on the best way to financially plan for the future. Due to the frequent queries, we are starting a new blog and YouTube series called MProfit Basics. MProfit allows you to organize, manage and track all your investments, making it easier to plan for the future. In […]