Are you a senior citizen looking for a reliable avenue to invest your savings and secure regular income? Look no further than the Senior Citizen Savings Scheme (SCSS). This small savings scheme tailored for retirees offers competitive interest rates and a host of benefits to help you maximize your savings. Let’s delve into the details […]

In the realm of investments, there exists a lesser-known avenue known as Alternate Investment Funds (AIFs). Similar to Mutual Funds, AIFs focus on unconventional investment opportunities such as Private Equity, Venture Capital, Hedge Funds, Real Estate, and more. In this article, we delve into the essentials of AIFs in India, shedding light on their types, […]

Recently, there has been a significant development in credit card billing cycles that directly affects consumers. Effective from 7th March 2024, the Reserve Bank of India (RBI) has mandated banks to permit credit cardholders to adjust their billing cycles more than once. This alteration provides consumers with greater flexibility in managing their credit cycles and […]

Have you ever wondered about investment opportunities beyond stocks and bonds? Infrastructure Investment Trusts, commonly known as InvITs, provide an alternative investment avenue with regular dividend yield and diversification benefits. In this article, we’ll explore InvITs, their lifecycle journey, benefits, shortcomings, and tax implications. What are InvITs? Infrastructure Investment Trusts (InvITs) are like mutual funds […]

Real Estate Investment Trusts (REITs) offer investors a unique opportunity to participate in the real estate market without directly owning properties. Similar to mutual funds, REITs pool funds from multiple investors to invest in income-generating real estate assets. This makes real estate accessible at lower entry costs and gives way for easy redemption. This article […]

The Mutual Fund Factsheet houses crucial details about the scheme, encompassing its objectives, portfolio, risks, returns, & more. In this blog, we delve into the key indicators in the MF Factsheet that shed insights into debt and related mutual fund schemes. The Mutual Fund Factsheet includes quantitative parameters that provide statistical insights into a mutual […]

Tax Loss Harvesting is a strategic approach to set off capital gains earned on stocks & equity mutual funds with capital losses. This ultimately reduces your tax outgo! The strategy involves selling investments with unrealised losses to offset capital gains realised during the financial year. Let’s see the math behind Tax Loss Harvesting! Assume Rahul […]

Ever wondered how Debt Funds function? What exactly are Short Duration Funds or Dynamic Funds?

In this blog, we’ll delve into Debt Mutual Funds, their different types and how they serve as an alternative to traditional fixed deposits.

Goal-based investing involves aligning your investment strategy with predefined goals, such as tax saving, children’s education or retirement planning. In this blog, we delve into how mutual funds can help you achieve your financial goals. What are Goal-based Mutual Funds? Some mutual fund schemes are designed to meet specific financial goals like tax saving, children’s […]

Portfolio Management Services (PMS) are emerging as a distinguished avenue for high-networth individuals (HNIs) looking for customised investment solutions. In this blog, we delve into PMS, their investment philosophy, and things to keep in mind while investing in PMS products. What are Portfolio Management Services? PMS are professional investment advisory services, with a minimum ticket […]